LIFE INSURANCE

Life Insurance is at the foundation of financial planning and many varieties are available in the workplace.  As a voluntary benefit, companies often use more than one type to suit the needs of a diverse workplace:

  • Term plans in 10 year, 20 year, 30 year and "perm" terms

  • Permanent plans like Whole Life and Universal Life

  • Hybrid plans that include living benefits and long term care features

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